Wills and Trusts

What Is a Revocable Living Trust?

Learn how revocable living trusts can help with both incapacity planning and post-death administration.

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A revocable living trust is an agreement between a settlor and a trustee. Often the settlor serves as trustee during life and appoints a successor trustee to step in after incapacity or death.

The trust can usually be changed or revoked while the settlor has capacity. If assets are properly titled into the trust, probate may be avoided after death.

A trust can also provide continuity if a person later becomes unable to manage their own finances, which can reduce the need for a court-supervised conservatorship.

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